{"id":21022,"date":"2022-09-14T12:50:03","date_gmt":"2022-09-14T12:50:03","guid":{"rendered":"http:\/\/www.anthonydidonato.net\/wordpress\/?p=21022"},"modified":"2022-09-14T12:50:04","modified_gmt":"2022-09-14T12:50:04","slug":"could-solving-the-housing-shortage-help-close-the-racial-gap-too-2","status":"publish","type":"post","link":"https:\/\/www.anthonydidonato.net\/wordpress\/could-solving-the-housing-shortage-help-close-the-racial-gap-too-2\/","title":{"rendered":"Could Solving the Housing Shortage Help Close the Racial Gap, Too?"},"content":{"rendered":"\n

Could Solving the Housing Shortage Help Close the Racial Gap, Too?<\/p>\n\n\n\n

The nation\u2019s housing shortage has also fueled a housing inequity problem, Bryan Greene, vice president of policy advocacy for the National Association of REALTORS\u00ae, writes in an essay included in a new report, \u201cHousing Underproduction in the U.S.\u201d<\/a> To close the widening racial gap in ownership, housing\u2019s underproduction must be widely addressed, he notes.<\/p>\n\n\n\n

And that problem is only worsening: The Up for Growth report puts a new number on the nation\u2019s housing shortage\u20143.8 million homes, more than double where it stood in 2012. The deepening inventory crisis is widening in scope, affecting urban, suburban and rural areas alike and hitting certain minority groups particularly hard, according to the report.<\/p>\n\n\n\n

\"A
Source: \u201cHousing Underproduction in the U.S.\u201d<\/figcaption><\/figure>\n\n\n\n

\u201cUnderproduction in this country has many causes,\u201d Greene writes. \u201cLocal zoning and land-use restrictions have, for decades, proved to be one of the greatest barriers to housing construction, affordable housing and diverse communities.\u201d<\/p>\n\n\n\n

NAR: \u2018The State of America\u2019s Housing Stock Is Dire\u2019<\/a><\/p>

Biden Outlines Plan for 100K Affordable Housing Units<\/a><\/p>

Report Shows \u2018Double Trouble\u2019 for Housing<\/a><\/p><\/blockquote>\n\n\n\n

The report notes long historical racial inequities in access to housing, such as from past discriminatory government grants and programs, widespread exclusionary zoning policies originally designed with racial segregation in mind, racially restrictive covenants written into home deeds from the 1910s to the 1940s, redlining practices that limited access to capital investments to prospective homeowners of color, and urban renewal projects that caused displacement and gentrification. These have led to a widening racial wealth gap that has stretched over generations and has made it more difficult for families of color to qualify for loans and afford homeownership, according to the report. The gap between Black and White homeownership rates has widened over recent years. These historic and systemic constraints combined with housing underproduction and high prices make homeownership even less attainable for buyers of color, the report notes.<\/p>\n\n\n\n

\u2018Double Trouble\u2019<\/strong><\/p>\n\n\n\n

In a report released earlier this year, NAR called record-high home prices and record-low housing inventories \u201cdouble trouble\u201d for real estate<\/a>, particularly for Black Americans. The report found that about half of the homes for sale would require a household income of $100,000 or more to purchase. That has placed homeownership increasingly out of reach for a number of households: 50% of Asians, 65% of Whites, 75% of Hispanics and 80% of Blacks do not earn enough income to buy these homes, the report notes.<\/p>\n\n\n\n

Where to Go From Here<\/strong><\/p>\n\n\n\n

Housing supply and housing equity can be addressed on multiple fronts such as by expanding the types of housing available for greater income levels and a broadening focus on land use. Greene points to zoning reforms, investments in new construction, expansion of financing, and tax incentives that prompt investment in housing and convert unused commercial space to residential spaces. NAR continues to advocate for incentives in the tax code to promote zoning and land-use changes, such as tax credits or other support to communities that ease zoning rules that had been limiting the supply of homes, like minimum lot sizes and bans on multifamily housing. Such policies can not only help ease housing shortages but ultimately help expand housing opportunities to more people, Greene writes.<\/p>\n\n\n\n

\u201cFor more than a half-century we\u2019ve witnessed how land-use decisions can limit housing development, affordability and equity,\u201d Greene notes. \u201cWe cannot stand by and lament this lack of progress. Now, it is time to act.\u201d<\/p>\n\n\n\n

Read more from Greene\u2019s article in the \u201cHousing Underproduction in the U.S.\u201d report.<\/a><\/p>\n\n\n\n

\u00a9National Association of REALTORS\u00ae
Reprinted with permission<\/p>\n","protected":false},"excerpt":{"rendered":"

Could Solving the Housing Shortage Help Close the Racial Gap, Too? The nation\u2019s housing shortage has also fueled a housing inequity problem, Bryan Greene, vice president of policy advocacy for the National Association of REALTORS\u00ae, writes in an essay included in a new report, \u201cHousing Underproduction in the U.S.\u201d To close the widening racial gap … <\/p>\n

Continue reading<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16,8],"tags":[5,32,4,9],"class_list":["post-21022","post","type-post","status-publish","format-standard","hentry","category-news","category-real-estate-tips","tag-anthony-didonato","tag-news","tag-real-estate","tag-tips","item-wrap"],"yoast_head":"\nCould Solving the Housing Shortage Help Close the Racial Gap, Too? - Real Estate Agent and Sales in PA - Anthony DiDonato Broomall, Media, Delaware County and surrounding areas in Pennsylvania<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.anthonydidonato.net\/wordpress\/could-solving-the-housing-shortage-help-close-the-racial-gap-too-2\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/could-solving-the-housing-shortage-help-close-the-racial-gap-too-2\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/could-solving-the-housing-shortage-help-close-the-racial-gap-too-2\\\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/#\\\/schema\\\/person\\\/964792b6994e8cc4cbddc36ad4824908\"},\"headline\":\"Could Solving the Housing Shortage Help Close the Racial Gap, Too?\",\"datePublished\":\"2022-09-14T12:50:03+00:00\",\"dateModified\":\"2022-09-14T12:50:04+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/could-solving-the-housing-shortage-help-close-the-racial-gap-too-2\\\/\"},\"wordCount\":607,\"publisher\":{\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/#\\\/schema\\\/person\\\/964792b6994e8cc4cbddc36ad4824908\"},\"image\":{\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/could-solving-the-housing-shortage-help-close-the-racial-gap-too-2\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/magazine.realtor\\\/sites\\\/default\\\/files\\\/styles\\\/asset_image_full_content\\\/public\\\/assets\\\/images\\\/Housingcrisis_chart_1.png?itok=MyYqCtKj\",\"keywords\":[\"Anthony DiDonato\",\"News\",\"Real Estate\",\"tips\"],\"articleSection\":[\"News\",\"Real Estate Tips\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/could-solving-the-housing-shortage-help-close-the-racial-gap-too-2\\\/\",\"url\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/could-solving-the-housing-shortage-help-close-the-racial-gap-too-2\\\/\",\"name\":\"Could Solving the Housing Shortage Help Close the Racial Gap, Too? 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