{"id":15643,"date":"2019-06-20T13:06:16","date_gmt":"2019-06-20T13:06:16","guid":{"rendered":"http:\/\/www.anthonydidonato.net\/wordpress\/?p=15643"},"modified":"2019-06-20T13:06:17","modified_gmt":"2019-06-20T13:06:17","slug":"long-term-flood-insurance-reforms","status":"publish","type":"post","link":"https:\/\/www.anthonydidonato.net\/wordpress\/long-term-flood-insurance-reforms\/","title":{"rendered":"Long-Term Flood Insurance Reforms"},"content":{"rendered":"

Long-Term Flood Insurance Reforms<\/h1>\n
\"Long-Term<\/a>

Long-Term Flood Insurance Reforms<\/p><\/div>\n

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The Financial Services Committee of the U.S. House of Representatives voted unanimously on Tuesday to approve a five-year extension to the National Flood Insurance Program, the nation\u2019s largest flood insurer. The bill also includes a mandate to improve the country\u2019s flood maps.<\/p>\n

Congress has approved several short-term extensions to the NFIP in recent years. This latest bill would provide a longer means of support to the program, which is billions of dollars in debt.<\/p>\n

Congress recently voted to extend the NFIP to Sept. 30, but the program\u2019s fate is unknown after that date unless Congress acts to extend the NFIP again or propose a longer-term solution.<\/p>\n

The National Association of REALTORS\u00ae has been working with lawmakers to avoid a lapse of the NFIP, which the association estimates could jeopardize up to 40,000 home sales a month. Flooding is the most common disaster in the United States, and the NFIP serves Americans in more than 20,000 communities nationwide. The program provides flood insurance to more than 5 million U.S. homes.<\/p>\n

Federal law requires the purchase of flood insurance for a federally backed mortgage in special flood hazard areas designated by FEMA. Private flood insurance is also available in many high-risk areas, but the NFIP may be the only option for some homeowners.<\/p>\n

The bill that the Financial Services Committee approved on Tuesday would allocate $500 million a year over five years to update flood maps and better identify high-risk areas for flooding. The bill also provides a provision that would allow borrowers who left the program to take out private flood insurance to later return, if needed, without having to pay a penalty.<\/p>\n

The bill will now go before the full House for approval. The Senate must be then approve it to bring it to President Donald Trump.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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\u201cDemocrats, Republicans Vote Unanimously to Pass Flood Insurance Reforms<\/a>,\u201d HousingWire (June 18, 2019)<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Long-Term Flood Insurance Reforms The Financial Services Committee of the U.S. House of Representatives voted unanimously on Tuesday to approve a five-year extension to the National Flood Insurance Program, the nation\u2019s largest flood insurer. The bill also includes a mandate to improve the country\u2019s flood maps. Congress has approved several short-term extensions to the NFIP … <\/p>\n

Continue reading<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16,8],"tags":[5,32,4,9],"class_list":["post-15643","post","type-post","status-publish","format-standard","hentry","category-news","category-real-estate-tips","tag-anthony-didonato","tag-news","tag-real-estate","tag-tips","item-wrap"],"yoast_head":"\nLong-Term Flood Insurance Reforms - Real Estate Agent and Sales in PA - Anthony DiDonato Broomall, Media, Delaware County and surrounding areas in Pennsylvania<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/www.anthonydidonato.net\/wordpress\/long-term-flood-insurance-reforms\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/long-term-flood-insurance-reforms\\\/#article\",\"isPartOf\":{\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/long-term-flood-insurance-reforms\\\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/#\\\/schema\\\/person\\\/964792b6994e8cc4cbddc36ad4824908\"},\"headline\":\"Long-Term Flood Insurance Reforms\",\"datePublished\":\"2019-06-20T13:06:16+00:00\",\"dateModified\":\"2019-06-20T13:06:17+00:00\",\"mainEntityOfPage\":{\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/long-term-flood-insurance-reforms\\\/\"},\"wordCount\":328,\"publisher\":{\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/#\\\/schema\\\/person\\\/964792b6994e8cc4cbddc36ad4824908\"},\"image\":{\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/long-term-flood-insurance-reforms\\\/#primaryimage\"},\"thumbnailUrl\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/wp-content\\\/uploads\\\/2019\\\/06\\\/06202109.jpg\",\"keywords\":[\"Anthony DiDonato\",\"News\",\"Real Estate\",\"tips\"],\"articleSection\":[\"News\",\"Real Estate Tips\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/long-term-flood-insurance-reforms\\\/\",\"url\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/long-term-flood-insurance-reforms\\\/\",\"name\":\"Long-Term Flood Insurance Reforms - 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