{"id":15273,"date":"2019-04-17T12:30:01","date_gmt":"2019-04-17T12:30:01","guid":{"rendered":"http:\/\/www.anthonydidonato.net\/wordpress\/?p=15273"},"modified":"2019-04-17T12:30:04","modified_gmt":"2019-04-17T12:30:04","slug":"how-much-home-can-i-afford","status":"publish","type":"post","link":"https:\/\/www.anthonydidonato.net\/wordpress\/how-much-home-can-i-afford\/","title":{"rendered":"How much home can I afford?"},"content":{"rendered":"

How much home can I afford?<\/h2>\n

It\u2019s one of the most important questions you can ask yourself before embarking on a home buying search.\u00a0 Knowing the factors that lenders take into consideration when you apply for a home loan is a smart first step in the process.\u00a0 Key factors include:<\/p>\n

Debt to income ratio:\u00a0 this is your monthly total debt divided by your monthly gross income.\u00a0 This measurement is used to ensure that you\u2019ll have enough income to cover both your new mortgage payment and the monthly bills on any existing debts.<\/p>\n

Credit Score:\u00a0 your credit score is based on your payment history, overall debt level, length of credit history, types of credit and applications for new credit.<\/p>\n

If your credit score falls within an unfavorable range, traditional lenders may be hesitant to approve you for a loan.\u00a0 You still may be able to obtain a loan, but you might have to pay higher mortgage rate.<\/p>\n

Down payment requirements: You\u2019ll need enough cash on hand for the required down payment.\u00a0 The down payment amount can affect the interest rate on your mortgage.\u00a0 There are options available that may allow you to purchase a home with less cash required and a lower down payment.<\/p>\n

\"How<\/a>

How much home can I afford?<\/p><\/div>\n

Call me today to find out more.<\/p>\n

How much home can you afford? Knowing the factors that lenders take into consideration when you apply for a home loan is a smart first step. With the help of myself and John Coneys<\/strong> of Freedom Mortgage, we\u2019ll determine the key factors that will affect you. #RealEstate #Realtor #HomePurchase #BuyersMarket #FreedomFast #ExternalObsolescence #HowMuchHome<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

How much home can I afford? It\u2019s one of the most important questions you can ask yourself before embarking on a home buying search.\u00a0 Knowing the factors that lenders take into consideration when you apply for a home loan is a smart first step in the process.\u00a0 Key factors include: Debt to income ratio:\u00a0 this … <\/p>\n

Continue reading<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16,8],"tags":[5,32,4,9],"class_list":["post-15273","post","type-post","status-publish","format-standard","hentry","category-news","category-real-estate-tips","tag-anthony-didonato","tag-news","tag-real-estate","tag-tips","item-wrap"],"yoast_head":"\nHow much home can I afford? - Real Estate Agent and Sales in PA - Anthony DiDonato Broomall, Media, Delaware County and surrounding areas in Pennsylvania<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.anthonydidonato.net\/wordpress\/how-much-home-can-i-afford\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/how-much-home-can-i-afford\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/how-much-home-can-i-afford\\\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/#\\\/schema\\\/person\\\/964792b6994e8cc4cbddc36ad4824908\"},\"headline\":\"How much home can I afford?\",\"datePublished\":\"2019-04-17T12:30:01+00:00\",\"dateModified\":\"2019-04-17T12:30:04+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/how-much-home-can-i-afford\\\/\"},\"wordCount\":287,\"publisher\":{\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/#\\\/schema\\\/person\\\/964792b6994e8cc4cbddc36ad4824908\"},\"image\":{\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/how-much-home-can-i-afford\\\/#primaryimage\"},\"thumbnailUrl\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/wp-content\\\/uploads\\\/2019\\\/04\\\/0-2.jpg\",\"keywords\":[\"Anthony DiDonato\",\"News\",\"Real Estate\",\"tips\"],\"articleSection\":[\"News\",\"Real Estate Tips\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/how-much-home-can-i-afford\\\/\",\"url\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/how-much-home-can-i-afford\\\/\",\"name\":\"How much home can I afford? 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