{"id":13726,"date":"2018-07-10T12:27:17","date_gmt":"2018-07-10T12:27:17","guid":{"rendered":"http:\/\/www.anthonydidonato.net\/wordpress\/?p=13726"},"modified":"2018-07-10T12:27:18","modified_gmt":"2018-07-10T12:27:18","slug":"buying-a-home-is-becoming-more-urgent","status":"publish","type":"post","link":"https:\/\/www.anthonydidonato.net\/wordpress\/buying-a-home-is-becoming-more-urgent\/","title":{"rendered":"Buying a Home Is Becoming More Urgent"},"content":{"rendered":"

Buying a Home Is Becoming More Urgent<\/h1>\n
\"Buying<\/a>

Buying a Home Is Becoming More Urgent<\/p><\/div>\n

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If your clients are wavering on whether to buy a home, there are several reasons they may want to get more serious about their real estate search, according to MagnifyMoney, a personal finance website. Most importantly, mortgage rates<\/strong> remain historically low\u2014but that isn\u2019t expected to last. They\u2019ve been rising steadily, but rates for the current 30-year fixed-rate mortgage are still well below 5 percent, compared to nearly 19 percent In 1981. \u201cThe housing market has been on pretty solid footing now for a number of years, and a lot of that is due to pretty affordable mortgage rates,\u201d says Stijn Van Nieuwerburgh, a real estate professor at Columbia Business School. In a recent Reuters poll, 45 housing analysts predict that by the end of 2019, the average rate for the 30-year fixed-rate mortgage likely will be above 5 percent. So buyers who lock in a rate this year likely will have lower borrowing costs.<\/p>\n

Also, escalating home prices<\/strong> aren\u2019t expected to let up anytime soon. According to the Reuters poll, home values in the 20 largest metro areas are expected to increase by another 5.7 percent before the end of the year. The National Association of REALTORS\u00ae predicts growth in home prices to continue in the coming years, but year-over-year growth likely will slow to 3 percent or 5 percent. \u201cHome ownership is long-term prospect,\u201d says Paul Bishop, NAR\u2019s vice president of research. \u201cSo as long as prices continue to increase at even a modest pace over the next four, five, eight, 10 years, then that equity does build up, in some cases, to quite a substantial part of someone\u2019s net worth.\u201d<\/p>\n

Home shoppers who are holding out for more inventory<\/strong> may need to accept that the waiting game likely won\u2019t be successful. At the end of May, there were 1.85 million existing homes for sale, including single-family homes, condos, town homes, and co-ops. That is 6.1 percent lower than a year ago, according to NAR. Construction is on the rise but new developments are only accounting for about 2 percent of the market, says Van Nieuwerburgh, adding that \u201cwe\u2019re not building enough to alleviate those shortages.\u201d<\/p>\n

While there are plenty of reasons why buying makes sense now, housing analysts are quick to point out that consumers shouldn\u2019t take the plunge if they\u2019re not ready financially or personally for the commitment. Prospective buyers need to consider financial security, their location, and their job situation, says Bishop. \u201cUltimately, you need to ask yourself: Are you likely to be in a particular location long enough that homeownership makes sense?\u201d he says.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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\u201cWhy You Should Buy a House in 2018<\/a>,\u201d MagnifyMoney (July 5, 2018)<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Buying a Home Is Becoming More Urgent If your clients are wavering on whether to buy a home, there are several reasons they may want to get more serious about their real estate search, according to MagnifyMoney, a personal finance website. Most importantly, mortgage rates remain historically low\u2014but that isn\u2019t expected to last. They\u2019ve been … <\/p>\n

Continue reading<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16,8],"tags":[5,32,4,9],"class_list":["post-13726","post","type-post","status-publish","format-standard","hentry","category-news","category-real-estate-tips","tag-anthony-didonato","tag-news","tag-real-estate","tag-tips","item-wrap"],"yoast_head":"\nBuying a Home Is Becoming More Urgent - Real Estate Agent and Sales in PA - Anthony DiDonato Broomall, Media, Delaware County and surrounding areas in Pennsylvania<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.anthonydidonato.net\/wordpress\/buying-a-home-is-becoming-more-urgent\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/buying-a-home-is-becoming-more-urgent\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/buying-a-home-is-becoming-more-urgent\\\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/#\\\/schema\\\/person\\\/964792b6994e8cc4cbddc36ad4824908\"},\"headline\":\"Buying a Home Is Becoming More Urgent\",\"datePublished\":\"2018-07-10T12:27:17+00:00\",\"dateModified\":\"2018-07-10T12:27:18+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/buying-a-home-is-becoming-more-urgent\\\/\"},\"wordCount\":463,\"publisher\":{\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/#\\\/schema\\\/person\\\/964792b6994e8cc4cbddc36ad4824908\"},\"image\":{\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/buying-a-home-is-becoming-more-urgent\\\/#primaryimage\"},\"thumbnailUrl\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/wp-content\\\/uploads\\\/2018\\\/07\\\/07102018.jpg\",\"keywords\":[\"Anthony DiDonato\",\"News\",\"Real Estate\",\"tips\"],\"articleSection\":[\"News\",\"Real Estate Tips\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/buying-a-home-is-becoming-more-urgent\\\/\",\"url\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/buying-a-home-is-becoming-more-urgent\\\/\",\"name\":\"Buying a Home Is Becoming More Urgent - 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