{"id":13179,"date":"2018-03-26T13:35:36","date_gmt":"2018-03-26T13:35:36","guid":{"rendered":"http:\/\/www.anthonydidonato.net\/wordpress\/?p=13179"},"modified":"2018-03-26T13:35:37","modified_gmt":"2018-03-26T13:35:37","slug":"flood-insurance-premiums-are-about-to-go-up","status":"publish","type":"post","link":"https:\/\/www.anthonydidonato.net\/wordpress\/flood-insurance-premiums-are-about-to-go-up\/","title":{"rendered":"Flood Insurance Premiums Are About to Go Up"},"content":{"rendered":"

Flood Insurance Premiums Are About to Go Up<\/h2>\n
\"Flood<\/a>

Flood Insurance Premiums Are About to Go Up<\/p><\/div>\n

Many homeowners and buyers in flood-prone areas will see higher flood insurance premiums starting April 1. The premium hikes, which are required by law, will be as little as 2 percent for some properties and as high as 24 percent for others. On average, the increase will be about 8 percent.<\/p>\n

\u201cThe National Flood Insurance Program requires premiums to rise on certain classes of properties over a period of years until they\u2019re paying the full actuarial rate on their risk,\u201d say analysts with the National Association of REALTORS\u00ae. \u201cThe 8 percent average increase is right in the range of increases for the last couple of years, so there\u2019s nothing unusual here. It\u2019s just the standard rate increase.\u201d<\/p>\n

Under the change, the rate for a primary residence in an area deemed by the government to be a flood hazard will rise by 5 percent on average. That applies to so-called pre-FIRM properties, which are properties built or substantially improved before 1975 or before the initial Flood Insurance Rate Map was issued for the area by the federal government. Pre-FIRM properties that are second homes or used for business will see higher increases, possibly close to 25 percent. Those sharp increases have been in place since 2012.<\/p>\n

Learn more about the rate changes in a bulletin<\/a> released by the Federal Emergency Management Agency, which administers the National Flood Insurance Program.<\/p>\n

\u2014R. Freedman, REALTOR\u00ae Magazine<\/em><\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Flood Insurance Premiums Are About to Go Up Many homeowners and buyers in flood-prone areas will see higher flood insurance premiums starting April 1. The premium hikes, which are required by law, will be as little as 2 percent for some properties and as high as 24 percent for others. On average, the increase will … <\/p>\n

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