{"id":11090,"date":"2017-03-01T12:50:39","date_gmt":"2017-03-01T12:50:39","guid":{"rendered":"http:\/\/www.anthonydidonato.net\/wordpress\/?p=11090"},"modified":"2017-03-01T12:50:47","modified_gmt":"2017-03-01T12:50:47","slug":"parents-may-need-new-mortgage-perspective","status":"publish","type":"post","link":"https:\/\/www.anthonydidonato.net\/wordpress\/parents-may-need-new-mortgage-perspective\/","title":{"rendered":"Parents May Need a New Mortgage Perspective"},"content":{"rendered":"

Parents May Need a New Mortgage Perspective<\/h1>\n

 <\/p>\n

\"Mortgage<\/a>

Mortgage Perspective<\/p><\/div>\n

 <\/p>\n

Parents are having a tough time saving money. Fifty-one percent of parents recently surveyed say their mortgage was having a \u201cmajor impact\u201d on their ability to save, according to Bankrate\u2019s Money Pulse survey for February.<\/p>\n

\u201cIt\u2019s probably not as much about the mortgage as it is that stage of life,\u201d says Jonathan Smoke, realtor.com\u00ae\u2019s chief economist.<\/p>\n

Homeowners with children are likely to be in their early 30s to mid 50s and have many financial goals. They’re not only tending to the needs of their children but also saving for college and retirement, maintaining a home, and paying the mortgage.<\/p>\n

Jim Sahnger with Schaffer Mortgage in Palm Beach Gardens, Fla., says parents may need to change how they think of mortgage payments: It\u2019s not just another form of paying off debt but it\u2019s a form of savings.<\/p>\n

\u201cIf you look at it from the aspect of you\u2019re building equity, that\u2019s obviously important,\u201d Sahnger says. Further, home ownership can help shield you from rental cost increases, and there are tax benefits to owning, he adds.<\/p>\n

Two in three parents who don\u2019t own a home say that financial issues such as poor credit or being unable to afford the down payment are preventing them from buying.<\/p>\n

The Bankrate survey also found that 15 percent of Americans say they\u2019re very or somewhat likely to purchase a home this year, with older millennials (ages 27 to 36) and Generation Xers (ages 37-52) showing the greatest likelihood of buying.<\/p>\n

Source: \u201cParents Have Trouble Saving Because of Mortgage Payments, Bankrate Survey Finds,\u201d Bankrate.com (February 2017)<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Parents May Need a New Mortgage Perspective     Parents are having a tough time saving money. Fifty-one percent of parents recently surveyed say their mortgage was having a \u201cmajor impact\u201d on their ability to save, according to Bankrate\u2019s Money Pulse survey for February. \u201cIt\u2019s probably not as much about the mortgage as it is … <\/p>\n

Continue reading<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16,8],"tags":[5,32,4,9],"class_list":["post-11090","post","type-post","status-publish","format-standard","hentry","category-news","category-real-estate-tips","tag-anthony-didonato","tag-news","tag-real-estate","tag-tips","item-wrap"],"yoast_head":"\nParents May Need a New Mortgage Perspective - Real Estate Agent and Sales in PA - Anthony DiDonato Broomall, Media, Delaware County and surrounding areas in Pennsylvania<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.anthonydidonato.net\/wordpress\/parents-may-need-new-mortgage-perspective\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/parents-may-need-new-mortgage-perspective\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/parents-may-need-new-mortgage-perspective\\\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/#\\\/schema\\\/person\\\/964792b6994e8cc4cbddc36ad4824908\"},\"headline\":\"Parents May Need a New Mortgage Perspective\",\"datePublished\":\"2017-03-01T12:50:39+00:00\",\"dateModified\":\"2017-03-01T12:50:47+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/parents-may-need-new-mortgage-perspective\\\/\"},\"wordCount\":291,\"publisher\":{\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/#\\\/schema\\\/person\\\/964792b6994e8cc4cbddc36ad4824908\"},\"image\":{\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/parents-may-need-new-mortgage-perspective\\\/#primaryimage\"},\"thumbnailUrl\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/wp-content\\\/uploads\\\/2017\\\/03\\\/03012017.jpg\",\"keywords\":[\"Anthony DiDonato\",\"News\",\"Real Estate\",\"tips\"],\"articleSection\":[\"News\",\"Real Estate Tips\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/parents-may-need-new-mortgage-perspective\\\/\",\"url\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/parents-may-need-new-mortgage-perspective\\\/\",\"name\":\"Parents May Need a New Mortgage Perspective - 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