{"id":10593,"date":"2016-12-06T12:50:18","date_gmt":"2016-12-06T12:50:18","guid":{"rendered":"http:\/\/www.anthonydidonato.net\/wordpress\/?p=10593"},"modified":"2016-12-06T12:50:31","modified_gmt":"2016-12-06T12:50:31","slug":"buyers-factor-climate-change","status":"publish","type":"post","link":"https:\/\/www.anthonydidonato.net\/wordpress\/buyers-factor-climate-change\/","title":{"rendered":"Should Buyers Factor in Climate Change?"},"content":{"rendered":"<h2>Should Buyers Factor in Climate Change?<\/h2>\n<p>&nbsp;<\/p>\n<div id=\"attachment_10594\" style=\"width: 600px\" class=\"wp-caption alignnone\"><a href=\"http:\/\/www.anthonydidonato.net\/wordpress\/2016\/12\/06\/buyers-factor-climate-change\/attachment\/12062016\/\" rel=\"attachment wp-att-10594\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-10594\" class=\"size-full wp-image-10594\" src=\"http:\/\/www.anthonydidonato.net\/wordpress\/wp-content\/uploads\/2016\/12\/12062016.jpg\" alt=\"Should Buyers Factor in Climate Change? \" width=\"600\" height=\"400\" srcset=\"https:\/\/www.anthonydidonato.net\/wordpress\/wp-content\/uploads\/2016\/12\/12062016.jpg 600w, https:\/\/www.anthonydidonato.net\/wordpress\/wp-content\/uploads\/2016\/12\/12062016-300x200.jpg 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/a><p id=\"caption-attachment-10594\" class=\"wp-caption-text\">Should Buyers Factor in Climate Change?<\/p><\/div>\n<p>&nbsp;<\/p>\n<p>From floods to hurricanes, the weather could wreak havoc on a person\u2019s home, and climate change may largely influence who is at risk, recent housing reports indicate. Given that homes are the most expensive asset to many people, \u201cit\u2019s foolish not to consider the long-term implications of owning one in a growing number of increasingly damage-prone places,\u201d notes an article at The New York Times.<\/p>\n<p>How can you help home buyers make a smart climate-related decision about their home purchase? Here are a few tips:<\/p>\n<p><strong>Learn about any special insurance requirements. <\/strong>Sasha Krigsvold told The New York Times that she didn\u2019t find out until the closing table in 2006 that her home in Norfolk, Va., would need a special flood insurance policy. Your home buyers may want to establish a relationship with a local insurance agent before they even start shopping for homes to know what extra may be required. Homeowners insurance typically does not cover floods. Lenders may require buyers purchase flood insurance depending on where they live. Even if it isn\u2019t a requirement, buyers may be smart to read the Federal Emergency Management Agency\u2019s website on the flood insurance program before they purchase home. FEMA flood maps can also help show which homes may fall within an area where coverage is required.<\/p>\n<p><strong>Learn about the home\u2019s past.<\/strong> Many home buyers are unaware that such information about the home\u2019s past is available to them. But they need to ask for it. Reports called CLUE (Comprehensive Loss Underwriting Exchange) and A-PLUS can give an overview of any insurance claims made on the house in the past. Buyers may need to request the report from the current homeowner or an insurance agent. A site called home disclosure.com also may offer more insight into a home\u2019s past. The free report details weather and environmental risks, as well as information about former meth labs and the local sex offender population.<\/p>\n<p><strong>Look for clues when touring a home. <\/strong>Spencer M. Houldin, president of Ericson Insurance Advisors in Washington Depot, Conn., suggests home buyers look carefully at the home\u2019s windows, for example, which also may serve as indication of any weather-related issues. For example, look for special impact-resistant glass in the windows or hurricane shutters. Real estate pro Ellen Chamberlain with Nancy Chandler Associates in Norfolk told The New York Times she looks for clues through a home\u2019s basement. She says an indication that water may have been in the basement may be by how many cinder blocks high people have stored their belongings. Some buyers may even want separate inspections, beyond the home inspection to flag any potential issues. For instance, Christopher W. Heidrick, who runs an insurance agency in Sanibel, Fla., says in Florida, he suggests a wind mitigation inspection. Heidrick also recommends using specs listed on smarthomeamerica.org as a guide. Also, watch for the proximity of trees near a home. Nearby trees can potentially cause thousands of dollars in damage if they fall onto a home.<\/p>\n<p><em>Source: \u201cYou\u2019re Buying a Home. Have You Considered Climate Change?\u201d The New York Times (Dec. 2, 2016)<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Should Buyers Factor in Climate Change? &nbsp; &nbsp; From floods to hurricanes, the weather could wreak havoc on a person\u2019s home, and climate change may largely influence who is at risk, recent housing reports indicate. Given that homes are the most expensive asset to many people, \u201cit\u2019s foolish not to consider the long-term implications of &hellip; <\/p>\n<p><a class=\"more-link btn\" href=\"https:\/\/www.anthonydidonato.net\/wordpress\/buyers-factor-climate-change\/\">Continue reading<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16,8],"tags":[5,32,4,9],"class_list":["post-10593","post","type-post","status-publish","format-standard","hentry","category-news","category-real-estate-tips","tag-anthony-didonato","tag-news","tag-real-estate","tag-tips","item-wrap"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Should Buyers Factor in Climate Change? - Real Estate Agent and Sales in PA - Anthony DiDonato Broomall, Media, Delaware County and surrounding areas in Pennsylvania<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.anthonydidonato.net\/wordpress\/buyers-factor-climate-change\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/buyers-factor-climate-change\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/buyers-factor-climate-change\\\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/#\\\/schema\\\/person\\\/964792b6994e8cc4cbddc36ad4824908\"},\"headline\":\"Should Buyers Factor in Climate Change?\",\"datePublished\":\"2016-12-06T12:50:18+00:00\",\"dateModified\":\"2016-12-06T12:50:31+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/buyers-factor-climate-change\\\/\"},\"wordCount\":548,\"publisher\":{\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/#\\\/schema\\\/person\\\/964792b6994e8cc4cbddc36ad4824908\"},\"image\":{\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/buyers-factor-climate-change\\\/#primaryimage\"},\"thumbnailUrl\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/wp-content\\\/uploads\\\/2016\\\/12\\\/12062016.jpg\",\"keywords\":[\"Anthony DiDonato\",\"News\",\"Real Estate\",\"tips\"],\"articleSection\":[\"News\",\"Real Estate Tips\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/buyers-factor-climate-change\\\/\",\"url\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/buyers-factor-climate-change\\\/\",\"name\":\"Should Buyers Factor in Climate Change? 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Skilled, smart and enthusiastic about his work and his life, Anthony DiDonato has the appealing combination of business sense and people skills gives him an edge in an industry that demands both. Educated at Drexel University with a dual major in accounting and finance and minors in management and psychology Anthony DiDonato offers over 25 years of experience in the real estate industry. He has been a real estate investor since 1985 and a member of H.A.P.C.O. (Landlord Association). He became a licensed Realtor in 1992 and a member of the Local, Pennsylvania and National Associations of Realtors. Anthony DiDonato is also a member of the Computerized Multiple Listings, (MLS) and Internet Marketing Programs. In 1997 Anthony DiDonato became Century 21 All-Elite, Inc. Corporate Secretary. Anthony DiDonato believes in taking his profession to the highest level of quality service. 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Skilled, smart and enthusiastic about his work and his life, Anthony DiDonato has the appealing combination of business sense and people skills gives him an edge in an industry that demands both. Educated at Drexel University with a dual major in accounting and finance and minors in management and psychology Anthony DiDonato offers over 25 years of experience in the real estate industry. He has been a real estate investor since 1985 and a member of H.A.P.C.O. (Landlord Association). He became a licensed Realtor in 1992 and a member of the Local, Pennsylvania and National Associations of Realtors. Anthony DiDonato is also a member of the Computerized Multiple Listings, (MLS) and Internet Marketing Programs. In 1997 Anthony DiDonato became Century 21 All-Elite, Inc. Corporate Secretary. Anthony DiDonato believes in taking his profession to the highest level of quality service. He is known for finding that \u201cperfect\u201d property in Philadelphia, Delaware County, Chester County, Montgomery County and surrounding areas in Pennsylvania for his buyers and helping his sellers prepare their properties so they sell quickly and efficiently. When it comes time to negotiate the terms of a contract, Anthony DiDonato has the knowledge, experience, and professionalism applied to meeting \u2013 or exceeding \u2013 his clients\u2019 expectations. His service to his clients is second to none. His honesty and integrity have been his claim to fame. 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