One of the most common questions agents still ask in 2026 is: Can I talk to the appraiser? The short answer is yes — and when done the right way, it can actually help the transaction instead of hurting it.
Appraisers are independent professionals hired by the lender to give an unbiased opinion of value. Their role hasn’t changed, but the process has become more data-driven and time-compressed. That makes clear, factual communication more important than ever.
As an agent, you are allowed to speak with the appraiser and provide helpful information. This includes details like recent upgrades, permits, a list of improvements, and comparable sales you believe best represent the property. You can also point out features that may not be obvious during a quick inspection, such as energy upgrades, new systems, or unique location benefits.
What you can’t do is try to influence the value. Avoid statements like “we need this to appraise at X” or anything that sounds like pressure. Appraisers are trained to stay neutral, and even the appearance of influence can create problems for the loan.
Another important point for agents: appraisers usually cannot discuss value conclusions with you. Their report goes to the lender, not the agent or the client. If the appraisal comes in lower than expected, the correct path is to work with the lender on a reconsideration of value, supported by solid data — not emotion.
In today’s market, the best agents treat appraisers as professionals, not obstacles. Be prepared, be respectful, and stick to facts. Clear communication helps everyone move the deal forward — and protects your clients and your license at the same time.
Source: REALTOR® Magazine
“Can You Talk to an Appraiser?”
National Association of REALTORS®
