{"id":6595,"date":"2014-06-24T14:36:24","date_gmt":"2014-06-24T14:36:24","guid":{"rendered":"http:\/\/www.anthonydidonato.net\/wordpress\/?p=6595"},"modified":"2014-06-24T14:36:24","modified_gmt":"2014-06-24T14:36:24","slug":"first-timers-take-class-save-loan","status":"publish","type":"post","link":"http:\/\/www.anthonydidonato.net\/wordpress\/first-timers-take-class-save-loan\/","title":{"rendered":"First-Timers: Take a Class, Save on Your Loan"},"content":{"rendered":"

First-Timers: Take a Class, Save on Your Loan<\/h2>\n

 <\/p>\n

\"First-Timers:<\/a>

First-Timers: Take a Class, Save on Your Loan. Image courtesy of stockimages \/ FreeDigitalPhotos.net<\/p><\/div>\n

The Federal Housing Administration will be ending its public comment period<\/a>\u00a0 in mid-August on a proposed program that would allow first-time home buyers to get a discounted mortgage if they enroll in housing counseling classes.<\/p>\n

The program, called Homeowners Armed with Knowledge (HAWK), was announced last month by the FHA as way to curtail home buyers’ mortgage insurance premium costs. FHA is operating under the assumption that the more borrowers understand about home ownership, the less likely they are to default on their loans, thereby decreasing their lending risk.<\/p>\n

To be eligible for the discount, borrowers must take several courses before and after closing. FHA says consumers could save an average of $325 a year or nearly $10,000 over the life of the loan.<\/p>\n

\u201cIt may not seem like it, but $10,000 is a lot of savings for a $30,000-a-year household,\u201d says Kimber White, state government affairs chairman for the Florida Association of Mortgage Professionals. \u201cIt can make the difference between qualifying or not qualifying to buy a home.\u201d<\/p>\n

The courses will be taught by agencies approved by the U.S. Department of Housing and Urban Development. FHA hopes that borrowers will be able to apply for the program by the end of the year.<\/p>\n

Source: \u201cFHA Offers First-Time Homebuyers Discounted Loans for Taking Class<\/a>,\u201d RISMedia (June 14, 2014)<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

First-Timers: Take a Class, Save on Your Loan   The Federal Housing Administration will be ending its public comment period\u00a0 in mid-August on a proposed program that would allow first-time home buyers to get a discounted mortgage if they enroll in housing counseling classes. The program, called Homeowners Armed with Knowledge (HAWK), was announced last … <\/p>\n

Continue reading<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16,8],"tags":[5,32,4,9],"class_list":["post-6595","post","type-post","status-publish","format-standard","hentry","category-news","category-real-estate-tips","tag-anthony-didonato","tag-news","tag-real-estate","tag-tips","item-wrap"],"yoast_head":"\nFirst-Timers: Take a Class, Save on Your Loan - Real Estate Agent and Sales in PA - Anthony DiDonato Broomall, Media, Delaware County and surrounding areas in Pennsylvania<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/www.anthonydidonato.net\/wordpress\/first-timers-take-class-save-loan\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/first-timers-take-class-save-loan\\\/#article\",\"isPartOf\":{\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/first-timers-take-class-save-loan\\\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/#\\\/schema\\\/person\\\/964792b6994e8cc4cbddc36ad4824908\"},\"headline\":\"First-Timers: Take a Class, Save on Your Loan\",\"datePublished\":\"2014-06-24T14:36:24+00:00\",\"mainEntityOfPage\":{\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/first-timers-take-class-save-loan\\\/\"},\"wordCount\":252,\"publisher\":{\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/#\\\/schema\\\/person\\\/964792b6994e8cc4cbddc36ad4824908\"},\"image\":{\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/first-timers-take-class-save-loan\\\/#primaryimage\"},\"thumbnailUrl\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/wp-content\\\/uploads\\\/2014\\\/06\\\/ID-100108434.jpg\",\"keywords\":[\"Anthony DiDonato\",\"News\",\"Real Estate\",\"tips\"],\"articleSection\":[\"News\",\"Real Estate Tips\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/first-timers-take-class-save-loan\\\/\",\"url\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/first-timers-take-class-save-loan\\\/\",\"name\":\"First-Timers: Take a Class, Save on Your Loan - Real Estate Agent and Sales in PA - Anthony DiDonato Broomall, Media, Delaware County and surrounding areas in Pennsylvania\",\"isPartOf\":{\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/first-timers-take-class-save-loan\\\/#primaryimage\"},\"image\":{\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/first-timers-take-class-save-loan\\\/#primaryimage\"},\"thumbnailUrl\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/wp-content\\\/uploads\\\/2014\\\/06\\\/ID-100108434.jpg\",\"datePublished\":\"2014-06-24T14:36:24+00:00\",\"breadcrumb\":{\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/first-timers-take-class-save-loan\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/first-timers-take-class-save-loan\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/first-timers-take-class-save-loan\\\/#primaryimage\",\"url\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/wp-content\\\/uploads\\\/2014\\\/06\\\/ID-100108434.jpg\",\"contentUrl\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/wp-content\\\/uploads\\\/2014\\\/06\\\/ID-100108434.jpg\",\"width\":266,\"height\":400,\"caption\":\"First-Timers: Take a Class, Save on Your Loan. 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