{"id":6527,"date":"2014-06-06T13:16:28","date_gmt":"2014-06-06T13:16:28","guid":{"rendered":"http:\/\/www.anthonydidonato.net\/wordpress\/?p=6527"},"modified":"2014-06-06T13:16:28","modified_gmt":"2014-06-06T13:16:28","slug":"make-mortgage-approval-easier","status":"publish","type":"post","link":"http:\/\/www.anthonydidonato.net\/wordpress\/make-mortgage-approval-easier\/","title":{"rendered":"Make Mortgage Approval Easier"},"content":{"rendered":"<h2>Make Mortgage Approval Easier<\/h2>\n<p>&nbsp;<\/p>\n<div id=\"attachment_6528\" style=\"width: 265px\" class=\"wp-caption alignnone\"><a href=\"http:\/\/www.anthonydidonato.net\/wordpress\/wp-content\/uploads\/2014\/06\/ID-10089911.jpg\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-6528\" class=\"size-full wp-image-6528\" src=\"http:\/\/www.anthonydidonato.net\/wordpress\/wp-content\/uploads\/2014\/06\/ID-10089911.jpg\" alt=\"Make Mortgage Approval Easier.  Image courtesy of imagerymajestic \/ FreeDigitalPhotos.net\" width=\"265\" height=\"400\" srcset=\"http:\/\/www.anthonydidonato.net\/wordpress\/wp-content\/uploads\/2014\/06\/ID-10089911.jpg 265w, http:\/\/www.anthonydidonato.net\/wordpress\/wp-content\/uploads\/2014\/06\/ID-10089911-198x300.jpg 198w\" sizes=\"auto, (max-width: 265px) 100vw, 265px\" \/><\/a><p id=\"caption-attachment-6528\" class=\"wp-caption-text\">Make Mortgage Approval Easier. Image courtesy of imagerymajestic \/ FreeDigitalPhotos.net<\/p><\/div>\n<p>With new mortgage rules and regulations in place, buyers may face more obstacles when applying for a mortgage.<\/p>\n<p>\u201cBuying a home is likely the biggest purchase anyone will make, and community bankers are an excellent resource to help guide consumers through the process,\u201d says John Buhrmaster, chairman of Independent Community Bankers of America and president and CEO of 1st National Bank of Scotia, N.Y. \u201cCommunity bankers across the country can help their neighbors in their local community find mortgages that fit their financial needs, budgets, and lifestyles.\u201d<\/p>\n<p>ICBA, which represents more than 6,500 community banks across the country, recently offered several suggestions for prospective first-time home buyers seeking a loan, including:<\/p>\n<ul>\n<li><strong>Collect paperwork and documents. <\/strong>Buyers should have paycheck stubs, W-2 forms, tax returns, and bank and investment statements for the last two years.<\/li>\n<li><strong>Check credit reports. <\/strong>Buyers should know their current credit score before applying for a loan. Credit reporting agencies are required to give one free report annually.<\/li>\n<li><strong>Keep tabs on spending habits. <\/strong>For example, maxing out credit cards or falling behind on other loan payments will likely create issues when applying for a mortgage. Buyers should avoid going on a spending spree before and after applying for a loan to avoid any hang-ups.<\/li>\n<li><strong>Explore options. <\/strong>ICBA encourages buyers to work with community bankers to figure out how much to borrow and which mortgage product is right for them. They should explore mortgage options, including rate adjustments, fees, and other loan features, to avoid surprises at closing.<\/li>\n<li><strong>Know the rates.<\/strong> \u201cLearn what current mortgage rates are,\u201d ICBA notes. \u201cYour community banker can help you understand how that translates into monthly mortgage payments.\u201d<\/li>\n<li><strong>Look for special programs. <\/strong>Buyers may want to check with their state, city, and county government agencies for special first-time home buyer loan or grant programs available to assist with down payments and closing costs.<\/li>\n<\/ul>\n<p><em>Source: <a href=\"http:\/\/www.icba.org\/news\/newsreleasedetail.cfm?ItemNumber=182473\" target=\"_blank\">Independent Community Bankers of America<\/a><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Make Mortgage Approval Easier &nbsp; With new mortgage rules and regulations in place, buyers may face more obstacles when applying for a mortgage. \u201cBuying a home is likely the biggest purchase anyone will make, and community bankers are an excellent resource to help guide consumers through the process,\u201d says John Buhrmaster, chairman of Independent Community &hellip; <\/p>\n<p><a class=\"more-link btn\" href=\"http:\/\/www.anthonydidonato.net\/wordpress\/make-mortgage-approval-easier\/\">Continue reading<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16,8],"tags":[5,32,4,9],"class_list":["post-6527","post","type-post","status-publish","format-standard","hentry","category-news","category-real-estate-tips","tag-anthony-didonato","tag-news","tag-real-estate","tag-tips","item-wrap"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Make Mortgage Approval Easier - Real Estate Agent and Sales in PA - Anthony DiDonato Broomall, Media, Delaware County and surrounding areas in Pennsylvania<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.anthonydidonato.net\/wordpress\/make-mortgage-approval-easier\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/make-mortgage-approval-easier\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/make-mortgage-approval-easier\\\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/#\\\/schema\\\/person\\\/964792b6994e8cc4cbddc36ad4824908\"},\"headline\":\"Make Mortgage Approval Easier\",\"datePublished\":\"2014-06-06T13:16:28+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/make-mortgage-approval-easier\\\/\"},\"wordCount\":341,\"publisher\":{\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/#\\\/schema\\\/person\\\/964792b6994e8cc4cbddc36ad4824908\"},\"image\":{\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/make-mortgage-approval-easier\\\/#primaryimage\"},\"thumbnailUrl\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/wp-content\\\/uploads\\\/2014\\\/06\\\/ID-10089911.jpg\",\"keywords\":[\"Anthony DiDonato\",\"News\",\"Real Estate\",\"tips\"],\"articleSection\":[\"News\",\"Real Estate Tips\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/make-mortgage-approval-easier\\\/\",\"url\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/make-mortgage-approval-easier\\\/\",\"name\":\"Make Mortgage Approval Easier - Real Estate Agent and Sales in PA - Anthony DiDonato Broomall, Media, Delaware County and surrounding areas in Pennsylvania\",\"isPartOf\":{\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/make-mortgage-approval-easier\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/make-mortgage-approval-easier\\\/#primaryimage\"},\"thumbnailUrl\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/wp-content\\\/uploads\\\/2014\\\/06\\\/ID-10089911.jpg\",\"datePublished\":\"2014-06-06T13:16:28+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/make-mortgage-approval-easier\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/make-mortgage-approval-easier\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/make-mortgage-approval-easier\\\/#primaryimage\",\"url\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/wp-content\\\/uploads\\\/2014\\\/06\\\/ID-10089911.jpg\",\"contentUrl\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/wp-content\\\/uploads\\\/2014\\\/06\\\/ID-10089911.jpg\",\"width\":265,\"height\":400,\"caption\":\"Make Mortgage Approval Easier. 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Skilled, smart and enthusiastic about his work and his life, Anthony DiDonato has the appealing combination of business sense and people skills gives him an edge in an industry that demands both. Educated at Drexel University with a dual major in accounting and finance and minors in management and psychology Anthony DiDonato offers over 25 years of experience in the real estate industry. He has been a real estate investor since 1985 and a member of H.A.P.C.O. (Landlord Association). He became a licensed Realtor in 1992 and a member of the Local, Pennsylvania and National Associations of Realtors. Anthony DiDonato is also a member of the Computerized Multiple Listings, (MLS) and Internet Marketing Programs. In 1997 Anthony DiDonato became Century 21 All-Elite, Inc. Corporate Secretary. Anthony DiDonato believes in taking his profession to the highest level of quality service. 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For Superior Real Estate Representation in the Delaware Valley, Philadelphia, Delaware County, Chester County, Montgomery County and surrounding areas in Pennsylvania\u2026 call Anthony DiDonato.\",\"sameAs\":[\"http:\\\/\\\/www.anthonydidonato.net\"],\"url\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/author\\\/admin\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Make Mortgage Approval Easier - Real Estate Agent and Sales in PA - Anthony DiDonato Broomall, Media, Delaware County and surrounding areas in Pennsylvania","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.anthonydidonato.net\/wordpress\/make-mortgage-approval-easier\/","twitter_misc":{"Written by":"admin","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.anthonydidonato.net\/wordpress\/make-mortgage-approval-easier\/#article","isPartOf":{"@id":"https:\/\/www.anthonydidonato.net\/wordpress\/make-mortgage-approval-easier\/"},"author":{"name":"admin","@id":"http:\/\/www.anthonydidonato.net\/wordpress\/#\/schema\/person\/964792b6994e8cc4cbddc36ad4824908"},"headline":"Make Mortgage Approval Easier","datePublished":"2014-06-06T13:16:28+00:00","mainEntityOfPage":{"@id":"https:\/\/www.anthonydidonato.net\/wordpress\/make-mortgage-approval-easier\/"},"wordCount":341,"publisher":{"@id":"http:\/\/www.anthonydidonato.net\/wordpress\/#\/schema\/person\/964792b6994e8cc4cbddc36ad4824908"},"image":{"@id":"https:\/\/www.anthonydidonato.net\/wordpress\/make-mortgage-approval-easier\/#primaryimage"},"thumbnailUrl":"http:\/\/www.anthonydidonato.net\/wordpress\/wp-content\/uploads\/2014\/06\/ID-10089911.jpg","keywords":["Anthony DiDonato","News","Real Estate","tips"],"articleSection":["News","Real Estate Tips"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.anthonydidonato.net\/wordpress\/make-mortgage-approval-easier\/","url":"https:\/\/www.anthonydidonato.net\/wordpress\/make-mortgage-approval-easier\/","name":"Make Mortgage Approval Easier - Real Estate Agent and Sales in PA - Anthony DiDonato Broomall, Media, Delaware County and surrounding areas in Pennsylvania","isPartOf":{"@id":"http:\/\/www.anthonydidonato.net\/wordpress\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.anthonydidonato.net\/wordpress\/make-mortgage-approval-easier\/#primaryimage"},"image":{"@id":"https:\/\/www.anthonydidonato.net\/wordpress\/make-mortgage-approval-easier\/#primaryimage"},"thumbnailUrl":"http:\/\/www.anthonydidonato.net\/wordpress\/wp-content\/uploads\/2014\/06\/ID-10089911.jpg","datePublished":"2014-06-06T13:16:28+00:00","breadcrumb":{"@id":"https:\/\/www.anthonydidonato.net\/wordpress\/make-mortgage-approval-easier\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.anthonydidonato.net\/wordpress\/make-mortgage-approval-easier\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.anthonydidonato.net\/wordpress\/make-mortgage-approval-easier\/#primaryimage","url":"http:\/\/www.anthonydidonato.net\/wordpress\/wp-content\/uploads\/2014\/06\/ID-10089911.jpg","contentUrl":"http:\/\/www.anthonydidonato.net\/wordpress\/wp-content\/uploads\/2014\/06\/ID-10089911.jpg","width":265,"height":400,"caption":"Make Mortgage Approval Easier. 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Skilled, smart and enthusiastic about his work and his life, Anthony DiDonato has the appealing combination of business sense and people skills gives him an edge in an industry that demands both. Educated at Drexel University with a dual major in accounting and finance and minors in management and psychology Anthony DiDonato offers over 25 years of experience in the real estate industry. He has been a real estate investor since 1985 and a member of H.A.P.C.O. (Landlord Association). He became a licensed Realtor in 1992 and a member of the Local, Pennsylvania and National Associations of Realtors. Anthony DiDonato is also a member of the Computerized Multiple Listings, (MLS) and Internet Marketing Programs. In 1997 Anthony DiDonato became Century 21 All-Elite, Inc. Corporate Secretary. Anthony DiDonato believes in taking his profession to the highest level of quality service. He is known for finding that \u201cperfect\u201d property in Philadelphia, Delaware County, Chester County, Montgomery County and surrounding areas in Pennsylvania for his buyers and helping his sellers prepare their properties so they sell quickly and efficiently. When it comes time to negotiate the terms of a contract, Anthony DiDonato has the knowledge, experience, and professionalism applied to meeting \u2013 or exceeding \u2013 his clients\u2019 expectations. His service to his clients is second to none. His honesty and integrity have been his claim to fame. 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