{"id":5964,"date":"2014-01-30T14:02:48","date_gmt":"2014-01-30T14:02:48","guid":{"rendered":"http:\/\/www.anthonydidonato.net\/wordpress\/?p=5964"},"modified":"2014-01-30T14:02:48","modified_gmt":"2014-01-30T14:02:48","slug":"obama-calls-action-mortgage-finance-reform","status":"publish","type":"post","link":"http:\/\/www.anthonydidonato.net\/wordpress\/obama-calls-action-mortgage-finance-reform\/","title":{"rendered":"Obama Calls for Action on Mortgage Finance Reform"},"content":{"rendered":"<h2>Obama Calls for Action on Mortgage Finance Reform<\/h2>\n<div id=\"attachment_5965\" style=\"width: 400px\" class=\"wp-caption alignnone\"><a href=\"http:\/\/www.anthonydidonato.net\/wordpress\/wp-content\/uploads\/2014\/01\/ID-100213587.jpg\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-5965\" class=\"size-full wp-image-5965\" alt=\"Obama Calls for Action on Mortgage Finance Reform.  Image courtesy of Stuart Miles \/ FreeDigitalPhotos.net\" src=\"http:\/\/www.anthonydidonato.net\/wordpress\/wp-content\/uploads\/2014\/01\/ID-100213587.jpg\" width=\"400\" height=\"300\" srcset=\"http:\/\/www.anthonydidonato.net\/wordpress\/wp-content\/uploads\/2014\/01\/ID-100213587.jpg 400w, http:\/\/www.anthonydidonato.net\/wordpress\/wp-content\/uploads\/2014\/01\/ID-100213587-300x225.jpg 300w\" sizes=\"auto, (max-width: 400px) 100vw, 400px\" \/><\/a><p id=\"caption-attachment-5965\" class=\"wp-caption-text\">Obama Calls for Action on Mortgage Finance Reform. Image courtesy of Stuart Miles \/ FreeDigitalPhotos.net<\/p><\/div>\n<p>President Barack Obama, in his fifth state of the union speech last night, touted the \u201crebounding housing market\u201d as one of the measures of the strengthening economy and asked Congress to reform the mortgage finance system in such a way that would keep home ownership within reach of households without risking another taxpayer-funded mortgage finance crisis.<\/p>\n<p>\u201cSince the most important investment many families make is their home, send me legislation that protects taxpayers from footing the bill for a housing crisis ever again and keeps the dream of home ownership alive for future generations,\u201d he said in his speech.<\/p>\n<p><iframe loading=\"lazy\" src=\"\/\/www.youtube.com\/embed\/uNrGZmN0snk?rel=0\" height=\"315\" width=\"420\" allowfullscreen=\"\" frameborder=\"0\"><\/iframe><\/p>\n<p>Obama didn\u2019t offer details, but among the proposals the administration and Congress are looking at are reforms to the secondary mortgage market companies Fannie Mae and Freddie Mac, which, along with the FHA, back the bulk of home mortgage loans originated today. NAR favors reforms that would maintain federal backing of conforming mortgage loans to help ensure the availability of safe and affordable financing in good times and bad for a broad swath of responsible home buyers through a government-chartered nonprofit entity while creating conditions that would enable the return of private mortgage capital into the market.<\/p>\n<p>To keep the economic recovery on track, Obama said he would take steps to speed approval of infrastructure projects, help households build their retirement through a new savings bond called MyRAs, and would require companies working under federal contracts to increase their minimum wage to $10.10. He also called on Congress to pass legislation that would raise the federal minimum wage to $10.10.<\/p>\n<p>He also pressed Congress to pass immigration reform, which he framed in part as a pressing economic matter, since immigrant households have high rates of new-business starts, among other positive economic characteristics. \u201cWhen people come here to fulfill their dreams, to study and invent, they make our country a more attractive place for businesses to locate and create jobs for everybody,\u201d he said.<\/p>\n<p>He touted his administration\u2019s increase in loans to small businesses, and he called on Congress to pass patent reforms, an issue NAR has been focusing on to help decrease abusive efforts by so-called &#8220;patent trolls&#8221; to extract licensing fees from users of certain technologies, including online property search applications and some multipurpose office machines that some real estate companies use. \u201cLet\u2019s pass a patent reform bill that allows our businesses to stay focused on innovation, not costly and needless litigation,\u201d he said.<\/p>\n<p>On health care, the president said 9 million people have obtained health insurance, both through private companies and expanded Medicaid coverage, and 3 million children have been added to their parents\u2019 policies.<\/p>\n<p>He used the speech to encourage people who don\u2019t have insurance to obtain insurance by March 31, which is the end of what\u2019s known as the open enrollment period. After that date, people who don\u2019t have insurance could face a fee.<\/p>\n<p><em>Source \u2014 Robert Freedman, REALTOR\u00ae Magazine Daily News<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Obama Calls for Action on Mortgage Finance Reform President Barack Obama, in his fifth state of the union speech last night, touted the \u201crebounding housing market\u201d as one of the measures of the strengthening economy and asked Congress to reform the mortgage finance system in such a way that would keep home ownership within reach &hellip; <\/p>\n<p><a class=\"more-link btn\" href=\"http:\/\/www.anthonydidonato.net\/wordpress\/obama-calls-action-mortgage-finance-reform\/\">Continue reading<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16,8],"tags":[5,32,4,9],"class_list":["post-5964","post","type-post","status-publish","format-standard","hentry","category-news","category-real-estate-tips","tag-anthony-didonato","tag-news","tag-real-estate","tag-tips","item-wrap"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - 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Skilled, smart and enthusiastic about his work and his life, Anthony DiDonato has the appealing combination of business sense and people skills gives him an edge in an industry that demands both. Educated at Drexel University with a dual major in accounting and finance and minors in management and psychology Anthony DiDonato offers over 25 years of experience in the real estate industry. He has been a real estate investor since 1985 and a member of H.A.P.C.O. (Landlord Association). He became a licensed Realtor in 1992 and a member of the Local, Pennsylvania and National Associations of Realtors. Anthony DiDonato is also a member of the Computerized Multiple Listings, (MLS) and Internet Marketing Programs. In 1997 Anthony DiDonato became Century 21 All-Elite, Inc. Corporate Secretary. Anthony DiDonato believes in taking his profession to the highest level of quality service. He is known for finding that \u201cperfect\u201d property in Philadelphia, Delaware County, Chester County, Montgomery County and surrounding areas in Pennsylvania for his buyers and helping his sellers prepare their properties so they sell quickly and efficiently. When it comes time to negotiate the terms of a contract, Anthony DiDonato has the knowledge, experience, and professionalism applied to meeting \u2013 or exceeding \u2013 his clients\u2019 expectations. His service to his clients is second to none. His honesty and integrity have been his claim to fame. 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Skilled, smart and enthusiastic about his work and his life, Anthony DiDonato has the appealing combination of business sense and people skills gives him an edge in an industry that demands both. Educated at Drexel University with a dual major in accounting and finance and minors in management and psychology Anthony DiDonato offers over 25 years of experience in the real estate industry. He has been a real estate investor since 1985 and a member of H.A.P.C.O. (Landlord Association). He became a licensed Realtor in 1992 and a member of the Local, Pennsylvania and National Associations of Realtors. Anthony DiDonato is also a member of the Computerized Multiple Listings, (MLS) and Internet Marketing Programs. In 1997 Anthony DiDonato became Century 21 All-Elite, Inc. Corporate Secretary. Anthony DiDonato believes in taking his profession to the highest level of quality service. 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