{"id":5233,"date":"2013-08-20T13:04:49","date_gmt":"2013-08-20T13:04:49","guid":{"rendered":"http:\/\/www.anthonydidonato.net\/wordpress\/?p=5233"},"modified":"2013-08-20T13:04:49","modified_gmt":"2013-08-20T13:04:49","slug":"natural-disaster-risk-tied-to-mortgage-default","status":"publish","type":"post","link":"http:\/\/www.anthonydidonato.net\/wordpress\/natural-disaster-risk-tied-to-mortgage-default\/","title":{"rendered":"Natural Disaster Risk Tied to Mortgage Default"},"content":{"rendered":"<h1>Natural Disaster Risk Tied to Mortgage Default<\/h1>\n<div id=\"attachment_5234\" style=\"width: 400px\" class=\"wp-caption alignnone\"><a href=\"http:\/\/www.anthonydidonato.net\/wordpress\/wp-content\/uploads\/2013\/08\/ID-1007068.jpg\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-5234\" class=\"size-full wp-image-5234\" alt=\"Natural Disaster Risk Tied to Mortgage Default.  Image courtesy of  George Stojkovic \/ FreeDigitalPhotos.net\" src=\"http:\/\/www.anthonydidonato.net\/wordpress\/wp-content\/uploads\/2013\/08\/ID-1007068.jpg\" width=\"400\" height=\"269\" srcset=\"http:\/\/www.anthonydidonato.net\/wordpress\/wp-content\/uploads\/2013\/08\/ID-1007068.jpg 400w, http:\/\/www.anthonydidonato.net\/wordpress\/wp-content\/uploads\/2013\/08\/ID-1007068-300x201.jpg 300w\" sizes=\"auto, (max-width: 400px) 100vw, 400px\" \/><\/a><p id=\"caption-attachment-5234\" class=\"wp-caption-text\">Natural Disaster Risk Tied to Mortgage Default. Image courtesy of George Stojkovic \/ FreeDigitalPhotos.net<\/p><\/div>\n<p>Little is known about the level to which mortgage portfolios are exposed to natural hazard risk from tornados, wildfires, flooding, earthquakes, sink holes, and other events.<\/p>\n<p>CoreLogic economists recently studied the theory that natural hazard risks actually raise the odds of mortgage default.\u00a0 They developed an illustrative model that shows the likelihood of default as a function of traditional borrowers with loan and property traits typically used by mortgage professionals. In doing so, CoreLogic also established a natural hazard single risk score, representing the total natural hazard risk at a particular geographic location from all potential natural hazards combined.<\/p>\n<p>&#8220;Our research demonstrates that borrowers, after controlling for their propensity to default based on traditional mortgage credit characteristics, default at a higher rate the higher the propensity of natural disaster is at the property level,&#8221; the CoreLogic report concluded.<\/p>\n<p><em>Source: &#8220;<a href=\"http:\/\/www.housingwire.com\/articles\/26200-natural-hazards-increase-propensity-of-mortgage-default\" target=\"_blank\">Natural Hazards Increase Propensity of Mortgage Default<\/a>,&#8221; Housing Wire (Aug. 15, 2013) &amp; realtor.org<br \/>\n<\/em><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Natural Disaster Risk Tied to Mortgage Default Little is known about the level to which mortgage portfolios are exposed to natural hazard risk from tornados, wildfires, flooding, earthquakes, sink holes, and other events. CoreLogic economists recently studied the theory that natural hazard risks actually raise the odds of mortgage default.\u00a0 They developed an illustrative model &hellip; <\/p>\n<p><a class=\"more-link btn\" href=\"http:\/\/www.anthonydidonato.net\/wordpress\/natural-disaster-risk-tied-to-mortgage-default\/\">Continue reading<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16,8],"tags":[5,32,4,9],"class_list":["post-5233","post","type-post","status-publish","format-standard","hentry","category-news","category-real-estate-tips","tag-anthony-didonato","tag-news","tag-real-estate","tag-tips","item-wrap"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Natural Disaster Risk Tied to Mortgage Default - Real Estate Agent and Sales in PA - Anthony DiDonato Broomall, Media, Delaware County and surrounding areas in Pennsylvania<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.anthonydidonato.net\/wordpress\/natural-disaster-risk-tied-to-mortgage-default\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/natural-disaster-risk-tied-to-mortgage-default\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/natural-disaster-risk-tied-to-mortgage-default\\\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/#\\\/schema\\\/person\\\/964792b6994e8cc4cbddc36ad4824908\"},\"headline\":\"Natural Disaster Risk Tied to Mortgage Default\",\"datePublished\":\"2013-08-20T13:04:49+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/natural-disaster-risk-tied-to-mortgage-default\\\/\"},\"wordCount\":188,\"publisher\":{\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/#\\\/schema\\\/person\\\/964792b6994e8cc4cbddc36ad4824908\"},\"image\":{\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/natural-disaster-risk-tied-to-mortgage-default\\\/#primaryimage\"},\"thumbnailUrl\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/wp-content\\\/uploads\\\/2013\\\/08\\\/ID-1007068.jpg\",\"keywords\":[\"Anthony DiDonato\",\"News\",\"Real Estate\",\"tips\"],\"articleSection\":[\"News\",\"Real Estate Tips\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/natural-disaster-risk-tied-to-mortgage-default\\\/\",\"url\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/natural-disaster-risk-tied-to-mortgage-default\\\/\",\"name\":\"Natural Disaster Risk Tied to Mortgage Default - Real Estate Agent and Sales in PA - Anthony DiDonato Broomall, Media, Delaware County and surrounding areas in Pennsylvania\",\"isPartOf\":{\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/natural-disaster-risk-tied-to-mortgage-default\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/natural-disaster-risk-tied-to-mortgage-default\\\/#primaryimage\"},\"thumbnailUrl\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/wp-content\\\/uploads\\\/2013\\\/08\\\/ID-1007068.jpg\",\"datePublished\":\"2013-08-20T13:04:49+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/natural-disaster-risk-tied-to-mortgage-default\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/natural-disaster-risk-tied-to-mortgage-default\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/natural-disaster-risk-tied-to-mortgage-default\\\/#primaryimage\",\"url\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/wp-content\\\/uploads\\\/2013\\\/08\\\/ID-1007068.jpg\",\"contentUrl\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/wp-content\\\/uploads\\\/2013\\\/08\\\/ID-1007068.jpg\",\"width\":400,\"height\":269,\"caption\":\"Natural Disaster Risk Tied to Mortgage Default. 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Skilled, smart and enthusiastic about his work and his life, Anthony DiDonato has the appealing combination of business sense and people skills gives him an edge in an industry that demands both. Educated at Drexel University with a dual major in accounting and finance and minors in management and psychology Anthony DiDonato offers over 25 years of experience in the real estate industry. He has been a real estate investor since 1985 and a member of H.A.P.C.O. (Landlord Association). He became a licensed Realtor in 1992 and a member of the Local, Pennsylvania and National Associations of Realtors. Anthony DiDonato is also a member of the Computerized Multiple Listings, (MLS) and Internet Marketing Programs. In 1997 Anthony DiDonato became Century 21 All-Elite, Inc. Corporate Secretary. Anthony DiDonato believes in taking his profession to the highest level of quality service. He is known for finding that \u201cperfect\u201d property in Philadelphia, Delaware County, Chester County, Montgomery County and surrounding areas in Pennsylvania for his buyers and helping his sellers prepare their properties so they sell quickly and efficiently. When it comes time to negotiate the terms of a contract, Anthony DiDonato has the knowledge, experience, and professionalism applied to meeting \u2013 or exceeding \u2013 his clients\u2019 expectations. His service to his clients is second to none. His honesty and integrity have been his claim to fame. 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Skilled, smart and enthusiastic about his work and his life, Anthony DiDonato has the appealing combination of business sense and people skills gives him an edge in an industry that demands both. Educated at Drexel University with a dual major in accounting and finance and minors in management and psychology Anthony DiDonato offers over 25 years of experience in the real estate industry. He has been a real estate investor since 1985 and a member of H.A.P.C.O. (Landlord Association). He became a licensed Realtor in 1992 and a member of the Local, Pennsylvania and National Associations of Realtors. Anthony DiDonato is also a member of the Computerized Multiple Listings, (MLS) and Internet Marketing Programs. In 1997 Anthony DiDonato became Century 21 All-Elite, Inc. Corporate Secretary. Anthony DiDonato believes in taking his profession to the highest level of quality service. 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