{"id":4144,"date":"2012-12-21T18:01:20","date_gmt":"2012-12-21T18:01:20","guid":{"rendered":"http:\/\/www.anthonydidonato.net\/wordpress\/?p=4144"},"modified":"2012-12-21T18:01:23","modified_gmt":"2012-12-21T18:01:23","slug":"are-young-adults-missing-out-on-big-housing-opportunities","status":"publish","type":"post","link":"http:\/\/www.anthonydidonato.net\/wordpress\/are-young-adults-missing-out-on-big-housing-opportunities\/","title":{"rendered":"Are Young Adults Missing Out on Big Housing Opportunities?"},"content":{"rendered":"

Are Young Adults Missing Out on Big Housing Opportunities?<\/h2>\n
\"Are<\/a>

Are Young Adults Missing Out on Big Housing Opportunities? Image by Ambro & FreeDigitalPhotos.net<\/p><\/div>\n

With low mortgage rates and fallen home values, some housing analysts are questioning why more first-time buyers\u2014particularly Young Adults<\/strong>\u2014aren\u2019t flooding to the market. As a recent Reuters article questions: Could they be missing out on the \u201csweet spot\u201d of the housing market by delaying their home purchases?<\/p>\n

The desire to buy is certainly there. Ninety-three percent of renters in the millennial generation say they plan to buy a home in the future, according to a poll by Trulia. But the number of first-time\u00a0Young Adults<\/em> home buyers remains constrained: One in three home buyers are first-timers, the article notes.<\/p>\n

\u201cMaybe that’s because some millennials\u2014generally those now in their 20s to early 30s\u2014don’t have the jobs that qualify them for mortgages, or because they are taking time to accumulate down payments, or because the ongoing wave of foreclosures has frightened them,\u201d writes Linda Stern, a Reuters columnist.<\/p>\n

Whatever the case,\u00a0Young Adults<\/span> may still have some time to cash in, particularly as long as financing a home purchase remains so low. The Fed announced it is keeping interest rates low until the unemployment rate drops below 6.5 percent, which the Fed doesn\u2019t expect to happen until 2015.<\/p>\n

Real estate professionals may be able to help the younger generation work toward their goal of home ownership in the meantime too.<\/p>\n

For example, as the Reuters article points out, those looking to buy soon should take several steps to home ownership, such as working to improve and protect their credit score. \u201cIf your score is anything less than 740, find out how you can raise it \u2014 paying down a credit card balance, putting more time between you and your last late fee,\u201d Stern writes. The article also notes CreditKarma.com, a free site that allows you to monitor your credit score until it\u2019s more attractive to a lender.<\/p>\n

Young adults who are aspiring for home ownership also should start tightening up their wallets and saving for a down payment and closing costs. Also, they should learn about mortgages available from the Federal Housing Administration, which offers loan products with low down payments that are popular among first-time home buyers.<\/p>\n

Source: \u201cAre First-time Homebuyers Missing the Sweet Spot?<\/a>\u201d Reuters (Dec. 19, 2012)<\/em><\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Are Young Adults Missing Out on Big Housing Opportunities? With low mortgage rates and fallen home values, some housing analysts are questioning why more first-time buyers\u2014particularly Young Adults\u2014aren\u2019t flooding to the market. As a recent Reuters article questions: Could they be missing out on the \u201csweet spot\u201d of the housing market by delaying their home … <\/p>\n

Continue reading<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16,8],"tags":[32,4,9],"class_list":["post-4144","post","type-post","status-publish","format-standard","hentry","category-news","category-real-estate-tips","tag-news","tag-real-estate","tag-tips","item-wrap"],"yoast_head":"\nAre Young Adults Missing Out on Big Housing Opportunities? - Real Estate Agent and Sales in PA - Anthony DiDonato Broomall, Media, Delaware County and surrounding areas in Pennsylvania<\/title>\n<meta name=\"description\" content=\"Are Young Adults Missing Out on Big Housing Opportunities? first-time Young Adults home buyers remains constrained\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.anthonydidonato.net\/wordpress\/are-young-adults-missing-out-on-big-housing-opportunities\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/are-young-adults-missing-out-on-big-housing-opportunities\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/are-young-adults-missing-out-on-big-housing-opportunities\\\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/#\\\/schema\\\/person\\\/964792b6994e8cc4cbddc36ad4824908\"},\"headline\":\"Are Young Adults Missing Out on Big Housing Opportunities?\",\"datePublished\":\"2012-12-21T18:01:20+00:00\",\"dateModified\":\"2012-12-21T18:01:23+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/are-young-adults-missing-out-on-big-housing-opportunities\\\/\"},\"wordCount\":413,\"publisher\":{\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/#\\\/schema\\\/person\\\/964792b6994e8cc4cbddc36ad4824908\"},\"image\":{\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/are-young-adults-missing-out-on-big-housing-opportunities\\\/#primaryimage\"},\"thumbnailUrl\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/wp-content\\\/uploads\\\/2012\\\/12\\\/ID-10041078.jpg\",\"keywords\":[\"News\",\"Real Estate\",\"tips\"],\"articleSection\":[\"News\",\"Real Estate Tips\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/are-young-adults-missing-out-on-big-housing-opportunities\\\/\",\"url\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/are-young-adults-missing-out-on-big-housing-opportunities\\\/\",\"name\":\"Are Young Adults Missing Out on Big Housing Opportunities? - Real Estate Agent and Sales in PA - Anthony DiDonato Broomall, Media, Delaware County and surrounding areas in Pennsylvania\",\"isPartOf\":{\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/are-young-adults-missing-out-on-big-housing-opportunities\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/are-young-adults-missing-out-on-big-housing-opportunities\\\/#primaryimage\"},\"thumbnailUrl\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/wp-content\\\/uploads\\\/2012\\\/12\\\/ID-10041078.jpg\",\"datePublished\":\"2012-12-21T18:01:20+00:00\",\"dateModified\":\"2012-12-21T18:01:23+00:00\",\"description\":\"Are Young Adults Missing Out on Big Housing Opportunities? first-time Young Adults home buyers remains constrained\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/are-young-adults-missing-out-on-big-housing-opportunities\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/are-young-adults-missing-out-on-big-housing-opportunities\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/are-young-adults-missing-out-on-big-housing-opportunities\\\/#primaryimage\",\"url\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/wp-content\\\/uploads\\\/2012\\\/12\\\/ID-10041078.jpg\",\"contentUrl\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/wp-content\\\/uploads\\\/2012\\\/12\\\/ID-10041078.jpg\",\"width\":400,\"height\":266,\"caption\":\"Are Young Adults Missing Out on Big Housing Opportunities? 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