{"id":3555,"date":"2012-08-30T12:16:14","date_gmt":"2012-08-30T12:16:14","guid":{"rendered":"http:\/\/www.anthonydidonato.net\/wordpress\/?p=3555"},"modified":"2012-08-30T12:16:14","modified_gmt":"2012-08-30T12:16:14","slug":"low-mortgage-rates-spark-serial-refinancing","status":"publish","type":"post","link":"http:\/\/www.anthonydidonato.net\/wordpress\/low-mortgage-rates-spark-serial-refinancing\/","title":{"rendered":"Low Mortgage Rates Spark Serial Refinancing"},"content":{"rendered":"

Low Mortgage Rates Spark Serial Refinancing.<\/h2>\n
\"Low<\/a>

Low Mortgage Rates Spark Serial Refinancing<\/p><\/div>\n

Mortgage rates have been hovering at record lows, causing more home owners to lock-in the\u00a0Low Mortgage Rates<\/strong> by refinancing their mortgages again … and again.<\/p>\n

Nearly 2.2 million home owners have refinanced at least twice since 2009, according to research compiled for The Wall Street Journal.<\/p>\n

Besides the low-rate attraction, lenders are offering to waive many closing costs, which has made refinancing cheap for many home owners. Lenders who waive closing costs usually charge a slightly higher interest rate, however.<\/p>\n

The\u00a0Low Mortgage Rates<\/em> and closing costs have prompted home owners to refinance even when the rate drops just three-eighths of a percentage point, The Wall Street Journal reports.<\/p>\n

“The traditional rules of refinancing are no longer in play,” Bruce Thielen, a vice president at NASB Financial, told The Wall Street Journal.<\/p>\n

Still, serial refinancing isn\u2019t smart for all home owners. Every time home owners refinance for\u00a0Low Mortgage Rates<\/span> and opt for a 30-year fixed-rate loan, for example, they are extending their repayment period as well as the overall amount in interest they\u2019ll pay for the life of the loan.<\/p>\n

Source: \u201cThe Serial Refinancers<\/a>,\u201d The Wall Street Journal (Aug. 24, 2012)<\/em><\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Low Mortgage Rates Spark Serial Refinancing. Mortgage rates have been hovering at record lows, causing more home owners to lock-in the\u00a0Low Mortgage Rates by refinancing their mortgages again … and again. Nearly 2.2 million home owners have refinanced at least twice since 2009, according to research compiled for The Wall Street Journal. Besides the low-rate … <\/p>\n

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