{"id":3490,"date":"2012-08-10T11:40:04","date_gmt":"2012-08-10T11:40:04","guid":{"rendered":"http:\/\/www.anthonydidonato.net\/wordpress\/?p=3490"},"modified":"2012-08-10T11:40:04","modified_gmt":"2012-08-10T11:40:04","slug":"retiring-how-long-should-you-work","status":"publish","type":"post","link":"http:\/\/www.anthonydidonato.net\/wordpress\/retiring-how-long-should-you-work\/","title":{"rendered":"Retiring? How Long Should You Work?"},"content":{"rendered":"

Retiring? How Long Should You Work?<\/h2>\n
\"Retiring?<\/a>

Retiring? How Long Should You Work?<\/p><\/div>\n

How much longer are you prepared to work in the real estate industry before retiring<\/strong>? A new study says that any employee should plan to work up until age 70 if they want to be comfortable in retirement.<\/p>\n

About 51 percent of working households are at-risk if they are retiring<\/em> at age 65, according to a study by the Center for Retirement Research at Boston College. Yet, 86 percent of households would be prepared if they are\u00a0retiring<\/span> by age 70, the study shows.<\/p>\n

Alicia Munnell, director of the Center for Retirement Research at Boston College, says the goal should be to delay dipping into savings for retirement as long as possible.<\/p>\n

\u201cHow Social Security payments are calculated in retirement plays an important part of the work-longer strategy,\u201d USA Today reports on the study. \u201cA [baby boomer] who starts taking Social Security benefits at age 70 would have roughly a 75 percent larger base benefit than if the same person started drawing Social Security retirement benefits at 62.\u201d Age 62 is the earliest retirement age for Social Security benefits, but the study finds that only about 30 percent of households would be prepared to retire at that age.<\/p>\n

Every year a person delays\u00a0retiring and receiving Social Security up to 70, he stands to possibly get an extra 7 percent to 8 percent per year (for those born 1943 or later), according to the study.<\/p>\n

Source: \u201cWorking Until 70 Could Ease Retirement Finances<\/a>,\u201d USA Today (July 4, 2012)<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Retiring? How Long Should You Work? How much longer are you prepared to work in the real estate industry before retiring? A new study says that any employee should plan to work up until age 70 if they want to be comfortable in retirement. About 51 percent of working households are at-risk if they are … <\/p>\n

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