{"id":3471,"date":"2012-08-08T15:47:47","date_gmt":"2012-08-08T15:47:47","guid":{"rendered":"http:\/\/www.anthonydidonato.net\/wordpress\/?p=3471"},"modified":"2012-08-08T15:47:47","modified_gmt":"2012-08-08T15:47:47","slug":"housing-crash-effects-on-home-ownership-views","status":"publish","type":"post","link":"http:\/\/www.anthonydidonato.net\/wordpress\/housing-crash-effects-on-home-ownership-views\/","title":{"rendered":"Housing Crash Effects on Home Ownership Views?"},"content":{"rendered":"

Housing Crash Effects on Home Ownership Views?<\/h2>\n
\"Housing<\/a>

Housing Crash Effects on Home Ownership Views?<\/p><\/div>\n

Depending on how Americans’ experienced the housing crash –<\/h3>\n

\u2014whether they were a home owner or a bystander reading about it in the news\u2014as well as their age influenced their perceptions of home ownership today, according to a new study by economists at the Boston Federal Reserve.<\/p>\n

Two-thirds of Americans who did not personally suffer a loss directly from the\u00a0Housing Crash<\/strong> and who knew of the housing crisis merely from the media have not changed their views toward home ownership. They still place a high value on the American Dream, the study finds.<\/p>\n

However, younger home owners who experienced the\u00a0Housing Crash<\/em> first-hand saw the most after-affects in their views of home ownership, the study found. About one-third of individuals who suffered directly from the housing crisis, such as through foreclosure or seeing their home values fall, had their confidence in home ownership shaken. However, older Americans who also suffered direct losses still mostly retained their confidence in home ownership and say they\u2019d still choose to buy over rent.<\/p>\n

Nevertheless, the study found that the majority of Americans still say buying a home is better financially than renting a home.<\/p>\n

\u201cWe find that recent housing market conditions had little effect on individuals whose exposure to the\u00a0Housing Crash<\/span> came through only, such as media accounts,\u201d the authors wrote in the report, Shifting Confidence in Homeownership: The Great Recession<\/em>. \u201cFor individuals who were not foreclosed on, did not lose a substantial amount of money in real estate, and did not have anyone close to them who did, attitudes toward the financial soundness of buying as opposed to renting were unchanged by the magnitude of the house price decline in their area. Information alone may not be sufficient to change attitudes; rather actual experience is necessary to change attitudes.<\/p>\n

Furthermore, the effects of the crisis seem to be confined to attitudes toward buying a home, and do not extend to attitudes to other home ownership decisions, such as … general risk aversion.\u201d<\/p>\n

Source: \u201cBoston Fed Study: Home Ownership Values Unchanged Among Most Americans<\/a>,\u201d RISMedia (Aug. 5, 2012)<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Housing Crash Effects on Home Ownership Views? Depending on how Americans’ experienced the housing crash – \u2014whether they were a home owner or a bystander reading about it in the news\u2014as well as their age influenced their perceptions of home ownership today, according to a new study by economists at the Boston Federal Reserve. Two-thirds … <\/p>\n

Continue reading<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16,8],"tags":[5,32,4,9],"class_list":["post-3471","post","type-post","status-publish","format-standard","hentry","category-news","category-real-estate-tips","tag-anthony-didonato","tag-news","tag-real-estate","tag-tips","item-wrap"],"yoast_head":"\nHousing Crash Effects on Home Ownership Views? - Real Estate Agent and Sales in PA - Anthony DiDonato Broomall, Media, Delaware County and surrounding areas in Pennsylvania<\/title>\n<meta name=\"description\" content=\"Housing Crash Effects on Home Ownership Views? 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