{"id":15983,"date":"2019-09-05T13:47:43","date_gmt":"2019-09-05T13:47:43","guid":{"rendered":"http:\/\/www.anthonydidonato.net\/wordpress\/?p=15983"},"modified":"2019-09-05T13:47:44","modified_gmt":"2019-09-05T13:47:44","slug":"what-is-debt-to-income-ratio","status":"publish","type":"post","link":"http:\/\/www.anthonydidonato.net\/wordpress\/what-is-debt-to-income-ratio\/","title":{"rendered":"What is Debt to Income Ratio"},"content":{"rendered":"<h2>What is Debt to Income Ratio<\/h2>\n<p>Calculating your debt to income ratio is one of the simplest ways to get a handle on your current financial health.<\/p>\n<p>&nbsp;<\/p>\n<p>DTI is the percentage of your monthly income that goes towards debt payments.\u00a0 Lenders look at your DTI when they are considering your ability to pay back new debt.\u00a0 Your debt to income ratio can have an impact on how much home you can afford because your DTI can affect how much money a lender might be willing to let you borrow.<\/p>\n<h3>Calculating your Debt to Income Ratio<\/h3>\n<p>Your DTI is calculated by dividing your monthly minimum debt payments, including your proposed mortgage payments, by your monthly income.\u00a0 The smaller the percentage the better.\u00a0 A low debt to income ratio reflects a good balance between your income and debt.<\/p>\n<h4>Read more about Debt to Income ratio in the photo below.<\/h4>\n<div id=\"attachment_15984\" style=\"width: 642px\" class=\"wp-caption alignnone\"><a href=\"http:\/\/www.anthonydidonato.net\/wordpress\/2019\/09\/05\/what-is-debt-to-income-ratio\/calculating-your-debt-to-income-ratio\/\" rel=\"attachment wp-att-15984\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-15984\" class=\"size-full wp-image-15984\" src=\"http:\/\/www.anthonydidonato.net\/wordpress\/wp-content\/uploads\/2019\/09\/0.jpg\" alt=\"Calculating your Debt to Income Ratio\" width=\"642\" height=\"831\" \/><\/a><p id=\"caption-attachment-15984\" class=\"wp-caption-text\">Calculating your Debt to Income Ratio<\/p><\/div>\n<p>&nbsp;<\/p>\n<p>Call me today for your fee mortgage consultation.<\/p>\n<p><a name=\"m_3248762813044416575__Hlk18486163\"><\/a>What is Debt to Income Ratio? Calculating your debt-to-income ratio (DTI) is one of the simplest ways to get a handle on your current health. <b>John Coneys<\/b> of Freedom Mortgage, and I can help. #RealEstate #Realtor #HomePurchase #BuyersMarket #FreedomMortgage #DTI #LetFreedomHelp<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is Debt to Income Ratio Calculating your debt to income ratio is one of the simplest ways to get a handle on your current financial health. &nbsp; DTI is the percentage of your monthly income that goes towards debt payments.\u00a0 Lenders look at your DTI when they are considering your ability to pay back &hellip; <\/p>\n<p><a class=\"more-link btn\" href=\"http:\/\/www.anthonydidonato.net\/wordpress\/what-is-debt-to-income-ratio\/\">Continue reading<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16,8],"tags":[5,32,4,9],"class_list":["post-15983","post","type-post","status-publish","format-standard","hentry","category-news","category-real-estate-tips","tag-anthony-didonato","tag-news","tag-real-estate","tag-tips","item-wrap"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - 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Skilled, smart and enthusiastic about his work and his life, Anthony DiDonato has the appealing combination of business sense and people skills gives him an edge in an industry that demands both. Educated at Drexel University with a dual major in accounting and finance and minors in management and psychology Anthony DiDonato offers over 25 years of experience in the real estate industry. He has been a real estate investor since 1985 and a member of H.A.P.C.O. (Landlord Association). He became a licensed Realtor in 1992 and a member of the Local, Pennsylvania and National Associations of Realtors. Anthony DiDonato is also a member of the Computerized Multiple Listings, (MLS) and Internet Marketing Programs. In 1997 Anthony DiDonato became Century 21 All-Elite, Inc. Corporate Secretary. Anthony DiDonato believes in taking his profession to the highest level of quality service. 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Skilled, smart and enthusiastic about his work and his life, Anthony DiDonato has the appealing combination of business sense and people skills gives him an edge in an industry that demands both. Educated at Drexel University with a dual major in accounting and finance and minors in management and psychology Anthony DiDonato offers over 25 years of experience in the real estate industry. He has been a real estate investor since 1985 and a member of H.A.P.C.O. (Landlord Association). He became a licensed Realtor in 1992 and a member of the Local, Pennsylvania and National Associations of Realtors. Anthony DiDonato is also a member of the Computerized Multiple Listings, (MLS) and Internet Marketing Programs. In 1997 Anthony DiDonato became Century 21 All-Elite, Inc. Corporate Secretary. Anthony DiDonato believes in taking his profession to the highest level of quality service. He is known for finding that \u201cperfect\u201d property in Philadelphia, Delaware County, Chester County, Montgomery County and surrounding areas in Pennsylvania for his buyers and helping his sellers prepare their properties so they sell quickly and efficiently. When it comes time to negotiate the terms of a contract, Anthony DiDonato has the knowledge, experience, and professionalism applied to meeting \u2013 or exceeding \u2013 his clients\u2019 expectations. His service to his clients is second to none. His honesty and integrity have been his claim to fame. 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