{"id":15875,"date":"2019-08-16T12:43:32","date_gmt":"2019-08-16T12:43:32","guid":{"rendered":"http:\/\/www.anthonydidonato.net\/wordpress\/?p=15875"},"modified":"2019-08-16T12:43:34","modified_gmt":"2019-08-16T12:43:34","slug":"lower-mortgage-payments-by-refinancing-now","status":"publish","type":"post","link":"http:\/\/www.anthonydidonato.net\/wordpress\/lower-mortgage-payments-by-refinancing-now\/","title":{"rendered":"Lower Mortgage Payments by Refinancing Now."},"content":{"rendered":"

Lower Mortgage Payments by Refinancing Now.<\/h2>\n
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Lower Mortgage Payments by Refinancing Now.<\/p><\/div>\n

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Mortgage rates are hovering near three-year lows, and more homeowners may want to start taking advantage. Up to 20 million homeowners could \u201ctheoretically\u201d see a 75-point drop in mortgage rates by refinancing, according to a recent analysis from Black Knight.<\/p>\n

For homeowners with a credit score of at least 720 and with 20% of equity in their property, they could see savings of nearly $270 per month from lower rates.<\/p>\n

\u201cMillions of homeowners could save money by refinancing,\u201d Holden Lewis, home expert for NerdWallet, told Forbes.com. \u201cThat includes most people who bought homes in 2018. Seriously, even if you bought your home last year, you could save money by refinancing right now.\u201d<\/p>\n

Homeowners are starting to respond to lower rates. Refinances are at the highest point since mid-2016 and have doubled since late July. Refinances are up 37% over the past week alone, according to the Mortgage Bankers Association.<\/p>\n

The 30-year fixed-rate mortgage averaged 3.6% last week, according to Freddie Mac.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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Source:<\/div>\n
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\u201cRefinances Double; 20 Million Homeowners Could See a Mortgage Rate Drop<\/a>,\u201d Forbes.com (Aug. 14, 2019)<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Lower Mortgage Payments by Refinancing Now. Mortgage rates are hovering near three-year lows, and more homeowners may want to start taking advantage. Up to 20 million homeowners could \u201ctheoretically\u201d see a 75-point drop in mortgage rates by refinancing, according to a recent analysis from Black Knight. For homeowners with a credit score of at least … <\/p>\n

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