{"id":14039,"date":"2018-09-11T13:14:33","date_gmt":"2018-09-11T13:14:33","guid":{"rendered":"http:\/\/www.anthonydidonato.net\/wordpress\/?p=14039"},"modified":"2018-09-11T13:14:33","modified_gmt":"2018-09-11T13:14:33","slug":"places-where-bad-credit-wont-block-a-home-purchase","status":"publish","type":"post","link":"http:\/\/www.anthonydidonato.net\/wordpress\/places-where-bad-credit-wont-block-a-home-purchase\/","title":{"rendered":"Places where Bad Credit Won\u2019t Block a Home Purchase"},"content":{"rendered":"

Top Places where Bad Credit Won\u2019t Block a Home Purchase.<\/h2>\n
\"Places<\/a>

Places where Bad Credit Won\u2019t Block a Home Purchase<\/p><\/div>\n

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In some places in the U.S., bad credit doesn\u2019t have to be a deterrent to scoring a mortgage and buying a home. Researchers from realtor.com\u00ae analyzed metros to find where a less-than-perfect credit score\u2014even those well under 650\u2014can still land buyers a home.<\/p>\n

To get a mortgage without top-notch credit, government loan programs may be key, researchers say. Such programs may be more available in some areas of the country than others. For example, the U.S. Department of Agriculture offers a no-money-down loan to borrowers with scores below 640 who plan to buy a home in a rural ZIP code. Federal Housing Administration loans allow borrowers with credit scores as low as 500 to qualify with a 10 percent down payment.<\/p>\n

Realtor.com\u00ae calculated the share of mortgages in the largest 200 metros obtained with a 649 FICO score or lower between July 2017 and June 2018. (Note: The findings are limited to one metro per state for geographic diversity.) Realtor.com\u00ae found that in the following five cities, home buyers with poor credit may have the most luck scoring a mortgage:<\/p>\n

1. Charleston, W. Va.<\/strong><\/p>\n