{"id":13319,"date":"2018-04-18T15:11:59","date_gmt":"2018-04-18T15:11:59","guid":{"rendered":"http:\/\/www.anthonydidonato.net\/wordpress\/?p=13319"},"modified":"2018-04-18T15:11:59","modified_gmt":"2018-04-18T15:11:59","slug":"credit-policy-changes-could-boost-scores","status":"publish","type":"post","link":"http:\/\/www.anthonydidonato.net\/wordpress\/credit-policy-changes-could-boost-scores\/","title":{"rendered":"Credit Policy Changes Could Boost Scores"},"content":{"rendered":"<h1>Credit Policy Changes Could Boost Scores<\/h1>\n<p>&nbsp;<\/p>\n<div id=\"attachment_13320\" style=\"width: 1199px\" class=\"wp-caption alignnone\"><a href=\"http:\/\/www.anthonydidonato.net\/wordpress\/2018\/04\/18\/credit-policy-changes-could-boost-scores\/attachment\/04182018\/\" rel=\"attachment wp-att-13320\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-13320\" class=\"size-full wp-image-13320\" src=\"http:\/\/www.anthonydidonato.net\/wordpress\/wp-content\/uploads\/2018\/04\/04182018.jpg\" alt=\"Credit Policy Changes Could Boost Scores\" width=\"1199\" height=\"412\" \/><\/a><p id=\"caption-attachment-13320\" class=\"wp-caption-text\">Credit Policy Changes Could Boost Scores<\/p><\/div>\n<p>&nbsp;<\/p>\n<p>The three major credit reporting agencies are implementing policy changes for credit scoring that could lift the scores of some consumers. Equifax, Experian, and TransUnion will now exclude exclude all tax lien data from credit reports, which could raise some credit scores as much as 30 points, CNBC reports.<\/p>\n<p>The agencies began this process last summer, removing nearly 100 percent of data on civil judgments and 50 percent of data on tax liens from credit reports. The firms now will strike the remainder of tax lien data, a policy that began taking effect Monday.<\/p>\n<p>About 11 percent of the population likely will have a judgment or lien removed from their credit file, according to estimates from LexisNexis Solutions. \u201cAnalyses conducted by the credit reporting agencies and credit score developers FICO and VantageScore show only modest credit scoring impacts,\u201d Eric Ellman, senior vice president of the Consumer Data Industry Association, said in a statement.<\/p>\n<p>Credit scores are key for consumers who are applying for loans, such as a mortgage. FICO scores, for example, generally range from 300 to 850; anything above 700 is usually considered a good credit score.<\/p>\n<p><em>Source: \u201c<a href=\"https:\/\/www.usatoday.com\/story\/money\/personalfinance\/2018\/04\/16\/credit-scores-may-jump-month-thanks-new-scoring-rules\/515831002\/\" target=\"_blank\" rel=\"noopener\">Credit Scores May Jump This Month Thanks to New Scoring Rules Enacted After CFPB Study<\/a>,\u201d CNBC (April 16, 2018)<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Credit Policy Changes Could Boost Scores &nbsp; &nbsp; The three major credit reporting agencies are implementing policy changes for credit scoring that could lift the scores of some consumers. Equifax, Experian, and TransUnion will now exclude exclude all tax lien data from credit reports, which could raise some credit scores as much as 30 points, &hellip; <\/p>\n<p><a class=\"more-link btn\" href=\"http:\/\/www.anthonydidonato.net\/wordpress\/credit-policy-changes-could-boost-scores\/\">Continue reading<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16,8],"tags":[5,32,4,9],"class_list":["post-13319","post","type-post","status-publish","format-standard","hentry","category-news","category-real-estate-tips","tag-anthony-didonato","tag-news","tag-real-estate","tag-tips","item-wrap"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Credit Policy Changes Could Boost Scores - Real Estate Agent and Sales in PA - Anthony DiDonato Broomall, Media, Delaware County and surrounding areas in Pennsylvania<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/www.anthonydidonato.net\/wordpress\/credit-policy-changes-could-boost-scores\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/credit-policy-changes-could-boost-scores\\\/#article\",\"isPartOf\":{\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/credit-policy-changes-could-boost-scores\\\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/#\\\/schema\\\/person\\\/964792b6994e8cc4cbddc36ad4824908\"},\"headline\":\"Credit Policy Changes Could Boost Scores\",\"datePublished\":\"2018-04-18T15:11:59+00:00\",\"mainEntityOfPage\":{\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/credit-policy-changes-could-boost-scores\\\/\"},\"wordCount\":226,\"publisher\":{\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/#\\\/schema\\\/person\\\/964792b6994e8cc4cbddc36ad4824908\"},\"image\":{\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/credit-policy-changes-could-boost-scores\\\/#primaryimage\"},\"thumbnailUrl\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/wp-content\\\/uploads\\\/2018\\\/04\\\/04182018.jpg\",\"keywords\":[\"Anthony DiDonato\",\"News\",\"Real Estate\",\"tips\"],\"articleSection\":[\"News\",\"Real Estate Tips\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/credit-policy-changes-could-boost-scores\\\/\",\"url\":\"http:\\\/\\\/www.anthonydidonato.net\\\/wordpress\\\/credit-policy-changes-could-boost-scores\\\/\",\"name\":\"Credit Policy Changes Could Boost Scores - 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Skilled, smart and enthusiastic about his work and his life, Anthony DiDonato has the appealing combination of business sense and people skills gives him an edge in an industry that demands both. Educated at Drexel University with a dual major in accounting and finance and minors in management and psychology Anthony DiDonato offers over 25 years of experience in the real estate industry. He has been a real estate investor since 1985 and a member of H.A.P.C.O. (Landlord Association). He became a licensed Realtor in 1992 and a member of the Local, Pennsylvania and National Associations of Realtors. Anthony DiDonato is also a member of the Computerized Multiple Listings, (MLS) and Internet Marketing Programs. In 1997 Anthony DiDonato became Century 21 All-Elite, Inc. Corporate Secretary. Anthony DiDonato believes in taking his profession to the highest level of quality service. 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He is known for finding that \u201cperfect\u201d property in Philadelphia, Delaware County, Chester County, Montgomery County and surrounding areas in Pennsylvania for his buyers and helping his sellers prepare their properties so they sell quickly and efficiently. When it comes time to negotiate the terms of a contract, Anthony DiDonato has the knowledge, experience, and professionalism applied to meeting \u2013 or exceeding \u2013 his clients\u2019 expectations. His service to his clients is second to none. His honesty and integrity have been his claim to fame. 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